| I.
Introduction
This document presents
results from the second stage of the post-time limit tracking study
a survey of former recipients of Temporary Family Assistance (TFA), Connecticut's
cash assistance program for needy families with children. The survey targeted
individuals from six areas of the state whose TFA benefits were discontinued
in late 1997 when they reached the 21-month time limit on cash assistance
that was established as part of Connecticut's Jobs First welfare reform
initiative. In the first stage of the post-time limit study, individuals
who were still not receiving TFA approximately three months after their
benefits were discontinued were asked to complete a brief telephone interview
describing their current situation and key changes that had taken place
since they left cash assistance.1
In the second stage, individuals who were not receiving TFA were interviewed
approximately six months after their benefits were discontinued. During
this telephone interview they were asked about their current circumstances
and changes in their financial well being and security since their three-month
interview.2
The post-time limit
tracking study is being conducted by the Manpower Demonstration Research
Corporation (MDRC), with funding from the Connecticut Department of Social
Services (DSS). MDRC, a nonprofit, nonpartisan organization with more
than two decades of experience designing and studying social policy initiatives,
is also conducting a full-scale evaluation of Jobs First in two of the
six areas that are part of the post-time limit tracking study.
Readers should exercise
caution in interpreting the results of the post-time limit tracking study
for two main reasons. First, the six-month follow-up period is quite short;
much longer follow-up is required to fully understand how families will
fare after their welfare benefits are discontinued. Second, although this
study explicitly compares families situations six months after their
TFA had been discontinued with their situations at the three-month point
(or in some cases, during their last month on TFA), it is not possible
to attribute any changes to the fact that their benefits were discontinued.
There is no way to determine how these families would have fared if they
had been allowed to continue receiving welfare. MDRCs full-scale
evaluation of Jobs First is comparing the outcomes for Jobs First clients
with the outcomes for a randomly selected group of similar clients who
are continuing to receive welfare under the prior rules.
It is also important
to understand two distinctive features of the Jobs First program. First,
owing to the way Jobs Firsts time limit is designed and implemented,
most of the recipients whose benefits have been discontinued had household
income above the welfare payment standard (the maximum grant for their
family size) when they reached the time limit. Conversely, most of the
recipients with income below the payment standard when they reached the
time limit have received extensions of their benefits, and thus are not
included in this study.3
Because of this pattern, one would expect that most of the people targeted
for this study were employed at the point their benefits were discontinued.
Second, Jobs First
includes an unusually generous financial work incentive: All earned income
is disregarded (i.e., not counted) in calculating recipients cash
grants and Food Stamp benefits, as long as their earned income is below
the federal poverty level. This policy allows many working recipients
to continue receiving their entire cash grant (typically $543/month for
a family of three), along with a substantial Food Stamp allotment.
A. The
Jobs First Program and Evaluation
Jobs First
was implemented statewide in January 1996, under waivers of federal welfare
rules. As noted earlier, the program includes a 21-month time limit on
cash assistance receipt and a generous financial work incentive. In addition,
TFA recipients are required to participate in employment services targeted
to rapid job placement.
1. The Jobs First
time limit. Individuals who began receiving TFA after January 1, 1996
entered Jobs First immediately. If they were not exempt from the time
limit, their "clock" began with their first month of benefit
receipt.4 Individuals
who were already receiving benefits when the program began were phased
into Jobs First gradually during 1996, when they showed up at the welfare
office to have their eligibility for benefits recertified; their clocks
started with the first month of TFA receipt after that point.
This schedule means
that people who entered Jobs First in the first month of implementation
(January 1996), received benefits continuously, and were never exempt
from the time limit, reached their 20th month of benefit receipt
in September 1997. At that point, they were called in for an "exit
interview" to determine whether they qualified for an exemption or
a six-month extension of their benefits. In general, extensions are granted
to recipients who have made a good faith effort to find employment, but
have family income below the welfare payment standard when they reach
the time limit, or at any point thereafter. Recipients may receive extensions
even if they have not made a good faith effort, if there are circumstances
beyond their control that prevent them from working when they reach the
time limit.
As noted earlier,
statewide DSS data indicate that most of the recipients who show up for
an exit interview and have income below the payment standard are receiving
extensions. Most of the clients who are not receiving extensions fall
into two categories. The majority are people who attended their exit interview
and were found to have income that exceeded the payment standard. Others
have been denied extensions because they failed to show up for their exit
interview. Relatively few clients have been denied extensions because
it was determined that they failed to make a good faith effort to find
employment.5
In effect, this pattern
means that a large proportion of the clients who have had their benefits
discontinued were employed when they reached the time limit. Because of
the large earned income disregard, described above, many of these clients
were able to work and receive their entire welfare grant until they reached
the time limit. At that point, they experienced a large drop in income
because their welfare benefits were discontinued (and their Food Stamp
grants may have declined as well). However, they may apply for an extension
later if their income drops.
2. The Jobs
First evaluation. MDRC is conducting a multi-faceted evaluation
of Jobs First in New Haven and Manchester, under a contract with DSS.
The study uses a random assignment research design, in which about 6,000
welfare applicants and recipients were assigned to one of two groups:
the Jobs First group, whose members are subject to all of the rules described
above, or the AFDC group, whose members are subject to the prior welfare
rules (i.e., they have no time limit and also do not receive the enhanced
earned income disregard). MDRC is studying the members of these two groups
during a follow-up period of several years; any differences that emerge
between the groups members will be attributable to Jobs First. These
differences are known as the programs impacts.
This post-time limit
tracking study complements the Jobs First evaluation, but is not directly
part of it (indeed the post-time limit study is occurring in four areas
that are not part of the full-scale evaluation). As discussed below, the
post-time limit study is intended to describe the post-welfare circumstances
of clients who reach the time limit and do not receive extensions. However,
the study cannot measure the impact of Jobs First because there is no
comparison group against whom to compare the clients who are being surveyed.
The first evidence on the impacts of Jobs First that is, the differences
between the Jobs First and AFDC groups will appear in an interim
evaluation report scheduled for 1999.
B. The Post-Time
Limit Tracking Study
As discussed above,
the post-time limit tracking study focuses on the early experiences of
a sample of cases who were the first to reach their 21-month TFA time
limit and not receive a cash aid extension.
To date, not much
is known about the economic status and household stability of families
who are no longer receiving welfare. Most existing research has focused
on the financial circumstances of women as they cycled on and off Aid
to Families with Dependent Children (AFDC). However, the employment and
economic experiences of women who chose to leave welfare could be different
from those whose welfare benefits were discontinued. The findings presented
in this document seek to fill in some of the gaps, and provide a snapshot
of the lives of several hundred families at very early stages of their
post-welfare period.
1. The sampling
frame. Cases eligible to be surveyed for this study include those
that reached the 21-month TFA benefit time limit and did not receive an
extension. These cases were selected from six DSS district offices: Bridgeport,
Hartford, Manchester, New Haven, Norwich, and Waterbury.
Figure
1 illustrates how the survey sample was selected. To identify the
sample, DSS provided MDRC with computerized files containing the names
of all recipients who were scheduled for a 20-month exit interview in
September or October 1997 (the first months in which such interviews took
place), along with information on the outcome of the exit interview for
some of the cases. MDRC began by eliminating cases from the non-study
sites and cases that were coded as having received an extension during
the exit interview. The remaining cases were looked up on the Eligibility
Management System (EMS), and those that were found to be receiving TFA
just before the survey began were also eliminated from the sample (these
cases had either been granted extensions initially but had not been coded
as such, or had been denied extensions initially but had returned to welfare
in the meantime). The remaining cases constituted the survey sample; however,
respondents who were found to be receiving TFA when contacted were not
asked to complete the interview.
As shown in Figure
1, there were 1,644 cases in the study sites scheduled for exit interviews
in September or October 1997 (773 and 871 cases, respectively). Of these,
277 cases in the September cohort were dropped because the DSS file indicated
that they had received an extension during their exit interview. From
the remaining 496 cases in the September cohort, another 117 were dropped
because they were receiving TFA in December 1997, and 42 cases were dropped
because it was determined that they had not used up all 21 months of their
time limit clock.6
Ten cases were used for a pre-test of the survey instrument, leaving a
total of 327. Nearly 500 cases in the October cohort were dropped because
the DSS file indicated that they had received an extension during their
exit interview. From the remaining 398 cases in the October cohort, 266
cases that fit the criteria described above were selected.7
Thus, the full sample for the study includes 593 cases (327 from the September
cohort and 266 from the October cohort).
2. Survey method.
The post-time limit survey was conducted by the Response Analysis Corporation
(RAC), under a subcontract with MDRC. RAC used a Computer Assisted Telephone
Interviewing (CATI) technique.8
To encourage survey participation, respondents were offered a $10 incentive
to complete the survey. When RACs phone center was unable to reach
a sample member by telephone, field trackers were sent to their last known
address to encourage them to complete an interview. Interviewing for the
three-month survey effort began in the second week of January and concluded
in the second week of April 1998. Interviewing for the six-month interview
began in the first week of April and concluded in the last week of July
1998.
3. The contents of the
interview. The post-time limit survey was designed to elicit
information from respondents regarding their income, employment, household
composition, financial well-being, and food sufficiency experiences six
months after their TFA benefits were discontinued as well as indicate
changes in these areas since their three-month follow-up interview. On
average, respondents were interviewed about 7 months after their TFA grant
was discontinued.9
The average length of the interview was about 15 minutes. The survey was
administered in English and Spanish.
4. Survey response rates
and representativeness. Of the 593 sample members eligible to
be surveyed, 480 or 82 percent10
were contacted at the six-month point. However, because 32 of the 480
respondents were receiving TFA at the time of the interview, only 448
sample members were asked to complete the survey (See Figure
1).
An analysis was performed to determine
whether estimates based on survey data are systematically biased by the
absence of completed interviews for some sample members. The analysis
showed there were some differences in the characteristics of responders
and non-responders, but these differences were not systematic. See Appendix
A for an in depth discussion of the response analysis.
It is also important to note that
the post-time limit tracking study sites were not randomly selected from
all the sites or district offices in Connecticut. Consequently, caution
should be exercised when generalizing these survey findings. Nevertheless,
about three-fourths of the statewide TFA caseload is represented by the
districts in this study.
5. Characteristics of survey
respondents. As shown in Table 1, the largest
proportion of respondents (24 percent) was from New Haven, followed by
Hartford (19 percent), Bridgeport (18 percent), Norwich and Waterbury
(15 percent), and Manchester (11 percent).
The vast majority
of the respondents are female (95 percent). The average age of respondents
at the time of the interview was 34. About 49 percent of the respondents
were between 25-34 years old, and 34 percent were between 35-44. Roughly
11 percent of the respondents were between 20-24. Six percent were 45
and older.11
The total sample is
comprised of three major ethnic groups that are nearly equally represented.
Thirty-five percent of the survey respondents are white non-Hispanic,
33 percent are Hispanic, and 31 percent are black non-Hispanic.12
More than half of
the respondents (54 percent) have a high school diploma or GED and about
7 percent went to college or have a college degree. A substantial number
of respondents (40 percent), however, did not graduate from high school
or obtain a GED.
6. Demographic
differences by district office. As shown in Appendix Table
B.1, the ethnic breakdown of the sample is significantly different
across the sites. As one might expect, there are significantly more black
and Hispanic than white respondents in the urban sites. In Bridgeport,
42 percent of the respondents are black, 48 percent are Hispanic and 8
percent are white. The ethnic composition of the Hartford site is similar:
33 percent of the respondents are black, 57 percent are Hispanic, and
11 percent are white. In contrast, the Norwich, Manchester and Waterbury
samples are comprised largely of white respondents. The New Haven site
was composed of more black respondents (41 percent), than white (30 percent),
or Hispanic respondents (27 percent).
II.
Survey Results
Results are presented
below for each of the five main topics covered in the survey: employment,
housing, income, financial security, and food sufficiency. For each topic,
the discussion begins by describing the status of the 448 sample members
at the time of the six-month interview (or, in some cases, in the month
prior to the interview). Next, the discussion focuses on key changes that
have occurred since the three-month follow-up interview for 373 sample
members who were interviewed at both points. Consequently, changes in
employment, total household income, and food sufficiency were determined
by comparing the six-month responses of these 373 sample members with
their three-month responses. 13
The responses of the sample members who were interviewed at both points
were also used to indicate changes in housing, household composition,
and employment since their last benefit month.14
Finally, findings for the individual district offices are discussed in
most instances when significant differences exist.
The tables are organized
in a similar manner. In most tables, the top panel shows the status as
of (or just before) the six-month follow-up interview of 448 respondents,
while the bottom panel describes changes that have occurred since the
three-month interview for the 373 sample members who were interviewed
at both points. Tables 1 to 7 include results for the full sample, and
appendix Tables B.1 to B.7 show the results by district.
As previously mentioned,
it is important to recognize that sample members who had returned to welfare
and were receiving TFA when contacted for a three or six-month interview
were not surveyed. Consequently, we do not know what changes in their
circumstances caused them to reapply for TFA. We do know, however, that
there were fewer respondents receiving TFA at the six-month follow-up
(N= 32 ) than at the three-month follow-up point (N = 42). Also, of the
42 respondents who were receiving TFA at the three-month interview point,
35 were contacted again at the six-month follow-up. Fifteen of these 35
respondents reported they were still receiving TFA.
A.
Employment, Earnings and Job Characteristics
The survey asked respondents
about their current employment status, and focused a number of detailed
questions on the characteristics of their primary current job (generally
the job in which they work the most hours). The survey also asked less
detailed questions about other jobs the respondents had held since their
three-month follow-up interview.
1. Employment
status six months after TFA benefits were discontinued. As shown
in the top panel of Table 2, approximately 83 percent
of the respondents were employed at the time of their six-month interview,
and 6 percent reported working at more than one job.
The next section of
Table 2 focuses on respondents who were employed
at the time of the interview. It shows that, on average, employed respondents
worked 35 hours per week at all jobs. The average earnings per week from
all jobs were $270. (Table 3 provides additional
information on the primary job held by employed respondents. For example,
Table 3 shows that respondents worked an average
of 34 hours per week in their primary job and earned, on average, $7.82
per hour.)
About 17 percent of
the respondents were not employed at the time of their six-month interview.
When asked why, 48 percent indicated they "could not find work,"
23 percent reported they were "taking care of someone," 10 percent
indicated they had "a health problem or were pregnant," 7 percent
said they were "in school," 7 percent had transportation problems
and 3 percent provided some other reason.15
Fifty-five percent of the respondents who were not employed indicated
they were currently looking for work.
2. Changes
since last benefit month and three-month interview. The bottom
panel of Table 2 compares respondents employment
status in their last benefit month, and at their three-month and six-month
interviews. These findings were derived from an analysis of the responses
of 373 respondents who completed a three-month and a six-month survey.
The overall employment rate was very similar at all three points, ranging
from 82 to 85 percent (all results not shown in a table). Similarly the
employment status of most of the respondents was the same at all
three points. About 72 percent were employed at all three points. Conversely,
7 percent of the respondents were not employed during their last benefit
month nor at their three or six-month interviews (See bottom panel Table
2).
The bottom panel of
Table 2 also shows that 78 percent of the respondents
were employed at both the three and six-month follow-up points. A number
of respondents (6 percent) were not working at the time of their three-month
interview but had found employment by the six-month follow-up point. Conversely,
5 percent were employed at the three-month point, but not at the six-month
point. Of those who were working at the time of their three-month interview,
92 percent were still employed at the same job three months later.
Further analysis (results
not shown in a table) found that 33 percent of the respondents who were
employed at both the three-month and six-month points were working more
hours at the time of their six-month follow-up point than they were at
their three-month follow-up point. Conversely, 23 percent were working
fewer hours. This analysis also found that the respondents who were working
at the six-month point, but not during the month of their three-month
interview, were working an average of 35.2 hours per week, and earning,
on average, $6.29 per hour.
3. Employment
differences by district office. The percentage of respondents
who reported they were currently employed at the time of their six-month
interview differed significantly across the sites. For example, current
employment ranged from as low as 76 percent in Waterbury to as high as
92 percent in Manchester. Bridgeport respondents had the next highest
rate of current employment (91 percent), followed by Norwich respondents
(85 percent), Hartford (81 percent) then New Haven (78 percent) respondents
(See Table B.2).
There were also significant
differences across sites with respect to the number of hours worked per
week by respondents at their primary job. For example, although the Manchester
site had the highest percentage of respondents employed at the six-month
interview point, those respondents reported working the least number of
hours per week (30 hours per week) at their primary job. Hartford respondents
reported working the most hours per week (36 hours per week), followed
by Bridgeport, New Haven and Waterbury (34 hours per week) then Norwich
respondents (33 hours per week) (See Table B.3).
B.
Household Composition and Housing Arrangements
Some have suggested
that discontinuing welfare benefits could lead to changes in household
composition. That is, former recipients might move in with friends or
family to cut costs. Families could also send children to live with relatives.
1. Household
composition six months after TFA benefits were discontinued.
The top panel of Table 4 describes respondents
housing status and household composition at the point of the six-month
interview. The most common household (31 percent) consisted of three persons.
There were also some fairly large households: 13 percent of the households
contained five persons, and 14 percent contained six or more persons.
Just about all (97 percent) of the households included one or more children.
The absence of children in 3 percent of households is attributed to persons
moving out of the respondents household since their benefits were
discontinued. About 43 percent of the households included at least one
other adult beside the respondent.
The Census Bureau
defines a unit as crowded if it has more than one person per room. As
indicated in Table 4, 11 percent of the respondents
live in crowded conditions by this definition.
2. Changes
since last benefit month and the three-month follow-up interview. The
bottom panel of Table 4 shows changes that occurred
since the last benefit month for the 373 respondents who completed both
a three and six-month survey. Overall, there were few major changes in
respondents' living arrangements. For example, approximately 24 percent
of the respondents moved at some point between their last benefit month
and six-month interview. Of the respondents who moved, about 11 percent
(2 percent of all respondents) indicated that one or more of these moves
led to a home that was worse than their previous home (See Table
4). Seven respondents (2 percent) reported being homeless at some
point between their last benefit month and their six-month interview.
However, at least 2 of the 7 respondents also reported being homeless
in the year prior to the discontinuance of their TFA benefits.16
An additional analysis
(results not shown in a table) also showed there was no change in household
size since the three-month interview for 71 percent of respondents. Fifteen
percent reported an increase in household size and 14 percent reported
a decrease.
3. Results
by district office. The analysis of the number of rooms in the
respondents home indicated statistically significant differences
across sites. However, the actual numbers of rooms in the living quarters
of these respondents were nearly the same in all sites. (See Table
B.4.) Hartford respondents reported the least number of rooms in their
home (4.6 rooms) and Norwich and Manchester respondents reported the most
number of rooms in their homes (5.2 rooms). Waterbury respondents reported
the next highest number of rooms in their home (5.1 rooms), followed by
Bridgeport respondents (5.0 rooms) then New Haven respondents (4.9 rooms).
C. Household
Income
For this analysis,
total household income was calculated for the month prior to the six-month
interview by asking respondents a series of questions about income from
various sources. The survey asked about income for all household members.
However, income from household members other than the respondent was counted
in the total only if the respondent indicated that this income helped
to support her and her children. Specifically, 26 percent of respondents
indicated that other members of their household had income. However, of
these, over one third (37 percent) indicated that the other household
members income did not help to support them or their children; thus,
this income was excluded in the total household income calculation.
1. Status
in the month prior to the six-month interview. As shown in the
top panel of Table 5, 14 percent of the respondents
reported their household income was between $1-$499, 29 percent reported
income between $500-$999, and 32 percent reported income between $1,000-$1,499.
The average total household income in the month prior to the six-month
interview was $1100. The average income for respondents who reported that
their household was comprised of three individuals (31 percent of respondents)
was $1046. For respondents with a household size of four (23 percent of
respondents), the average income was $1141. (Income by family size is
not shown in the table.)
Several separate analyses
were conducted to determine how respondents sustained themselves without
employment, or on little or no income in the month prior to the interview.
For example, 3.2 percent
of the respondents reported no household income. An analysis showed 9
of these 14 respondents reported borrowing money from friends or family
to sustain themselves during the month prior to the interview. One of
the 14 respondents also reported that they lived with family and did not
pay rent; consequently their family members may have provided more than
rent-free housing. However, none of the 14 respondents indicated yes to
the "does the income received by other members of your household
help to support you or your children" survey item.
An analysis of the
14 percent of respondents that reported household incomes between $1-$499
was also conducted. The average household size for this group was 3.7,
and more than half (56 percent) of the respondents in this category did
not have another adult in their household besides themselves. Nearly half
(48 percent) reported they were employed at the six-month follow-up. Finally,
within the sites, the proportion of cases in this income category ranged
from 10 percent in Manchester to 18 percent in New Haven.
Another group of interest
is the 57 respondents (13 percent of the sample) that reported no one
in their household was employed. Eight of these 57 respondents (14 percent)
reported someone in the household received income from other sources.
Thirty-five of the remaining 49 respondents reported using some of the
following strategies to cope: borrowing money, borrowing food, or dipping
into savings to support their families during the month prior to the interview.
Another comparison
of interest (results not shown in a table) is how respondents total
income post-TFA measures up against what they previously could have received
from TFA and Food Stamps (without supplemental income from earnings).17
About two-thirds of the respondents (between 65-67 percent18)
had higher incomes six-months after their TFA benefits were discontinued
than they could have received from TFA and Food Stamps (without working).19
About a third (between 33-35 percent20)
of the respondents had less income than they could have received from
TFA and food stamps. On average, respondents reported that they had received
$492 in TFA cash assistance in their last benefit month.
An analysis of the
35 percent of respondents with less income in the month prior to their
interview than they could have received in public assistance was conducted.21
Thirty-nine percent of the respondents in this group had income levels
between $1-$499 at the time of the interview. Sixty-three percent of these
respondents reported that they were employed at time of their six-month
interview.
With the exception
of respondents from the New Haven (41 percent) site, approximately one
third of all respondents in Norwich (37 percent), Waterbury, (33 percent),
Bridgeport (30 percent), and Manchester (29 percent) reported incomes
lower than the maximum they could have received from TFA and Food Stamps.22
2. Changes
since the three-month follow-up interview. The bottom panel of
Table 5 shows the results of a direct comparison
of income in the month prior to the three-month interview and the month
prior to the six-month interview for the 373 respondents who were interviewed
at both points. A little more than half of these respondents (51 percent)
reported higher household income at the six-month follow-up point, than
at their three-month equivalent. Roughly 41 percent of these respondents
experienced a decrease in income by their six-month follow-up point and
the income of 5 percent of these respondents remained about the same at
both points.23 As
indicated in the bottom panel of Table 5, 21 percent
of these respondents experienced income increases of $1-299, and 30 percent
had income increases that were $300 or more. Twenty-one percent of these
respondents had a decrease in income that was $1-299, and 20 percent experienced
decreases in income that were $300 or more.
An additional analysis
(results not shown in a table) indicated that the average total household
income for these 373 respondents changed from $991 at the three-month
point to $1100 at the six-month point.
3. Results
by district office. There were significant differences between
sites with regard to the amount of income received from child support
reported by respondents. Hartford respondents reported the least amount
of income from child support ($105) and Manchester respondents reported
the most ($313), followed by New Haven ($257), Bridgeport ($245), Waterbury
($244) then Norwich respondents ($218).
D.
Financial Security and Other Measures of Well-Being
Research has shown
poverty has harmful effects on families, and especially on children, in
part because it implies less access to basic necessities. This section
examines respondents' access to basic necessities such as food and medical
care.
1. Status
in the month prior to the six-month interview. Recipients who
leave welfare for work are eligible for transitional Medicaid coverage
for two years. As shown in Table 6, seven percent
of the respondents (N = 29) indicated they were not covered by health
insurance six months after their TFA benefit had been discontinued. Twenty-one
of these 29 respondents were working at the time of their six-month interview.
Table 6 also indicates that 6 percent of all respondents
(N = 28) reported there were children in their household that were not
covered by medical insurance. Twenty-one of these 28 respondents reported
they were employed at the time of their six month interview.
Respondents reported
using various strategies to make ends meet in the month prior to their
six-month interview. Approximately 61 percent indicated they delayed paying
their bills in the month prior to their interview. Thirty-seven percent
reported borrowing money from family or friends and 27 percent reported
borrowing food. Thirteen percent of the respondents indicated they got
food from a church, soup kitchen or food bank during this period.
2. Changes
since the three-month interview. Respondents who indicated that
they had used a particular strategy to make ends meet in the month prior
to the six-month interview were then asked whether they had used that
strategy more, less, or the same amount as in the month before their three-month
interview. For example (results not shown in a table), of those who indicated
that they had delayed paying bills in the month prior to the six-month
interview, 38 percent indicated that they did so more in the month before
their six-month interview than in the month before their three-month interview.
Approximately 48 percent
of the respondents reported they spent less money in the month prior to
their six-month interview than in the month prior to the three-month follow-up.
More than a quarter of the sample (26 percent) also reported saving less
money and about 21 percent reported they worked more hours. (See Table
6, bottom panel) Table 6 also shows that 58
percent of the respondents bought smaller or less expensive meals in the
month prior to their six-month interview than they did at the three-month
follow-up point.
There were, however,
a number of respondents who at the time of the six-month interview, were
not using coping strategies that they had used at the three-month point.
An analysis of the responses of the 373 respondents interviewed at both
points in time showed that fewer of these respondents delayed paying their
bills, borrowed food or money from friends or family, or got food from
a food bank by their six-month interview. Specifically, the proportion
of respondents who reported they delayed paying bills went from 66 percent
at the three-month point to 60 percent at the six-month point; the percentage
of respondents who borrowed food went from 30 percent at the three-month
point to 26 percent at the six-month point; the percentage of respondents
who reported borrowing money dropped from 39 percent to 36 percent; and
the percentage of respondents who reported getting food from a food bank
decreased from 15 percent to 12 percent.24
When asked about their
standard of living (e.g., their food, housing, medical care, and recreation)
34 percent of respondents indicated they were less satisfied with their
standard of living in the month prior to their six-month interview than
they were at their three-month interview. Forty-six percent indicated
they felt about the same, and 20 percent of the respondents reported they
were more satisfied. This pattern is somewhat surprising in light of earlier
findings, which indicated that about half the respondents reported higher
household incomes at the six-month point than at the three-month point.
E. Food
Sufficiency
The food sufficiency
questions used in this survey are a subset of items used by the United
States Department of Agricultures Food and Consumer Service in establishing
national food-security benchmarks.
1. Food Sufficiency
status six-months after TFA benefits were discontinued. As shown
in Table 7, the majority of respondents reported
that their families either "always" had enough to eat (40 percent)
or had "enough," but not always the kinds of food they wanted
(45 percent) at the time of the six-month interview. Twelve percent reported
their families "sometimes" did not have enough to eat, and 3
percent of the respondents reported this was "often" the case.
An additional analysis
(not shown in a table) indicated that 22 percent of the respondents who
reported food insufficiency reported monthly income of less than $500.
Approximately 53 percent of the food insufficiency respondents also did
not have another adult in their household and a quarter of them reported
that their households consisted of 5-6 people. Seventy-seven percent of
these respondents reported they were employed at the time of their six-month
follow-up.
A number of the respondents
also reported they "often" (21 percent) or "sometimes"
(38 percent) relied on low cost foods to feed their children because they
ran out of money to buy food. Approximately 40 percent of the respondents
reported this was "never" the case.
2. Changes
since the last benefit month and three-month interview. The analysis
of the responses of 373 respondents with data from both the three and
six-month follow-up interviews suggests that the respondents experienced
changes in food sufficiency between the respondents last benefit month
and their six-month interview. As indicated in the bottom panel of Table
7, when respondents were asked how much they relied on low cost food
to feed their children during their last benefit month: 14 percent said
"often," 30 percent said "sometimes" and 57 percent
said "never." However, at the six-month interview 21 percent
said "often," 38 percent said "sometimes" and 41 percent
said "never." As noted earlier, however, it is not possible
to attribute this apparent change to the fact that benefits were discontinued.
3. Results
by district offices. Within the sites, the percentage of respondents
who reported they "sometimes relied on low cost food to feed their
children" ranged from 24 percent in Norwich to 51 percent in New
Haven (see Table B.7).
Notes:
1As
discussed below, under certain circumstances, individuals may receive
extensions of their cash assistance at some point after their benefits
are discontinued.
2Some
people who were interviewed at the six-month point were not interviewed
at three-month point, either because they could not be located, refused
to complete an interview, or they were receiving TFA. These individuals
obviously could not be asked about changes since their three-month interview.
3As
discussed further below, some recipients had their benefits discontinued
because they did not attend an "exit interview" in their 20th
month of assistance; their income situation was likely unknown to DSS.
4Families
are exempt from the time limit if no adults in the household are required
to participate in employment-related activities.
5This
pattern may change in the future because clients who are granted extensions
will have their benefits discontinued if they fail to cooperate with employment-related
mandates during the extension period.
6The
117 cases probably include some who were granted an extension at the exit
interview (even though they were not coded as such on the files received
from DSS) and others who were initially denied an extension but had returned
to TFA by December.
7nly
266 additional cases were needed to complete the fielded survey sample
goal. They were selected from cases scheduled for an exit interview in
October, proportional to their representation by site in the September
cohort. Since not all the cases in the October cohort were needed for
the fielded sample, the cases were sorted in random order so that each
case within a site had an equal chance of being looked up on the EMS.
8With CATI, the survey
instrument is imbedded in a computer program that displays the questions
in the appropriate order and allows the interviewer to type in the responses.
The data are directly entered into the program, which does not accept
inconsistent responses, resulting in a cleaner data file.
9The
telephone numbers extracted from the EMS for a substantial number of sample
members were no longer valid by the time RAC attempted to contact them.
Consequently, the field period was extended so that field trackers could
be sent to the last known address of these sample members to encourage
them to participate in the study.
10Five
of the 593 cases were removed from the base for calculating the response
rate because the respondent did not speak English or Spanish.
11The
demographic data for respondents were extracted from the EMS. Respondents
were not asked to verify its accuracy.
12The
ethnicity field for 1.3 percent of the respondents was blank on the EMS.
13Respondents
who did not complete a three-month survey were asked to compare their
current levels of food sufficiency with levels three months before their
six-month interview. Questions regarding their experiences with the Jobs
First extension process were also included in their interview. Although
their food insufficiency and extension process experience data were processed
they were not included in this report. The responses, however, of the
respondents who did not complete a three-month interview are similar to
the respondents who did complete a three-month survey. (See Connecticut
Post-Time-Limit Tracking Study: Three-Month Survey Results, by Jo Anna
Hunter-Manns, et. al. Tables 7, 8, 9.)
14The
three-month interview included a number of questions about respondents
status in their last month of TFA receipt.
15These
data were missing for 3.2 percent of these sample members.
16The
housing status of two of the seven respondents in the year prior to their
last benefit month is unknown because these data were missing.
17This
comparison is based on maximum TFA and Food Stamps benefits for the reported
household size at the time of the interview. Note that this may be different
from the respondents household size while on TFA, due to changes
in household composition since that time, and also because the household
may include individuals who would not be considered eligible members of
the respondents TFA or Food Stamps case.
18A
range was provided because when these calculations were performed excluding
the income of "other" household members that, according to the
respondent did not financially assist them, 65.3 percent of the households
were above the combined TFA and FS total for their family size. However,
when the income of "other" household members was included in
these calculations, 67.1 percent of the households exceeded the combined
TFA and FS total for their family size.
19A
family of three with no other income could receive $784 in benefits per
month $543 in TFA, and $241 in Food Stamps. For a family of four
without earnings, maximum TFA and Food Stamps benefit amounts are $639
and $283, respectively, for a total of $922.
20A
range was provided because when these calculations were performed excluding
the income of "other" household members that, according to the
respondent, did not financially assist them, 34.7 percent of the households
were below the combined TFA and FS total for their family size. However,
when the income of "other" household members was included in
these calculations, 32.9 percent of the households were below the combined
TFA and FS total for their family size.
21The
total household income measure which excludes the income of other household
members that did not financially assist the respondent was used for this
analysis.
22The
total household income measure which excludes the income of other household
members that did not financially assist the respondent was used for this
analysis.
23These
data were missing for 2.4 percent of the sample.
24These
six-month interview figures do not exactly correspond to the figures in
the top panel of Table 6. This is because the figures
presented here include only the 373 respondents who were interviewed at
both points in time.
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