Asset Building

Early Impacts of the Grameen America Program

March, 2019

Grameen America provides loans to low-income women who are seeking to start or expand their small businesses. Early results from a random assignment evaluation show that Grameen participants are more likely to operate their own businesses and to establish credit scores and less likely to experience material hardship.

Final Impact Findings from the Paycheck Plus Demonstration in New York City

September, 2018
Cynthia Miller, Lawrence F. Katz, Gilda Azurdia, Adam Isen, Caroline Schultz, Kali Aloisi

Paycheck Plus raises the top tax credit for low-income workers without dependent children from $500 to $2,000. In a three-year test, the program increased after-credit earnings, reducing severe poverty; modestly improved employment among women and more disadvantaged men; and led to more noncustodial parents paying child support.

Interim Findings from the Paycheck Plus Demonstration in New York City

September, 2017
Cynthia Miller, Lawrence F. Katz, Gilda Azurdia, Adam Isen, Caroline Schultz

Paycheck Plus offers workers without dependent children an enhanced Earned Income Tax Credit (EITC) worth up to $2,000 per year for three years (four times the current EITC for singles). Results after two years from a random assignment evaluation show that it has increased income and work rates.

Boosting the Earned Income Tax Credit for Workers Without Dependent Children

June, 2017

The Earned Income Tax Credit (EITC) promotes work and raises over six million Americans out of poverty each year. Early results from an ongoing demonstration suggest that expanding the EITC for singles, an idea with bipartisan support, is feasible and can increase employment and income while reducing poverty.

November, 2016
Aurelia De La Rosa Aceves, David M. Greenberg, Sarah Schell

The Change Capital Fund donor consortium invests in community groups to help expand their capacity to coordinate services in areas of persistent poverty. Using a variety of models, grantees are strengthening internal and external connections to meet the housing, education, and employment needs of local residents.

Breaking Down Silos to Promote Economic Opportunity

May, 2016
Aurelia De La Rosa Aceves, David M. Greenberg

The Change Capital Fund, a partnership of donors, invests in community groups to develop their capacity to coordinate services to meet the multiple needs of low-income families. As these groups work to overcome their tendency to specialize internally, their programs must be open to new ways of aligning their efforts.

Research Directions on Low-Income Neighborhoods and Fostering Economic Mobility

April, 2016
Aurelia De La Rosa Aceves, David M. Greenberg

A growing body of evidence suggests that neighborhoods matter for low-income people’s life trajectories. This brief summarizes major recent findings on poverty and place, describes how MDRC is building a body of evidence to inform place-based strategies to address poverty, and suggests some future directions for the field.

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