Financial Incentives

Report

A Conditional Cash Transfer Program in Two American Cities

September, 2016
Timothy Rudd, Jonathan Rodriguez, David H. Greenberg

This program spent a little over a dollar to transfer one dollar in cash rewards to families who met the required benchmarks. These rewards produced positive effects on some outcomes, but left others unchanged. While the program benefited participating families, the cost to taxpayers exceeded the economic value of these effects.

Report

Findings from Family Rewards 2.0

September, 2016
Cynthia Miller, Rhiannon Miller, Nandita Verma, Nadine Dechausay, Edith Yang, Timothy Rudd, Jonathan Rodriguez, Sylvie Honig

A program in Memphis and the Bronx offered cash incentives, coupled with family guidance, to poor families for meeting certain health care, education, and work milestones. The program increased income and reduced poverty, increased dental visits and health status, reduced employment somewhat, and had few effects on students’ education.

Report

What Worked, What Didn’t

May, 2016

Family Rewards offered cash incentives to low-income families to reduce both current and longer-term poverty, contingent on families’ efforts to build up their “human capital” through children’s education, preventive health care, and parents’ employment. While the program produced some positive effects on some outcomes, it left many outcomes unchanged.

Brief

Breaking Down Silos to Promote Economic Opportunity

May, 2016
Aurelia De La Rosa Aceves, David M. Greenberg

The Change Capital Fund, a partnership of donors, invests in community groups to develop their capacity to coordinate services to meet the multiple needs of low-income families. As these groups work to overcome their tendency to specialize internally, their programs must be open to new ways of aligning their efforts.

Brief

Research Directions on Low-Income Neighborhoods and Fostering Economic Mobility

April, 2016
Aurelia De La Rosa Aceves, David M. Greenberg

A growing body of evidence suggests that neighborhoods matter for low-income people’s life trajectories. This brief summarizes major recent findings on poverty and place, describes how MDRC is building a body of evidence to inform place-based strategies to address poverty, and suggests some future directions for the field.

More than one-third of all children under 18 — about 24 million children — live in single-parent families, the vast majority headed by single mothers. Although there have been improvements (such as automatic deductions from paychecks) in collecting and distributing child support from noncustodial parents (those who do not have physical custody of their children), more...

Issue Focus

A Look at MDRC’s Research

March, 2016

How can financial aid be used to improve academic success for low-income college students? Evidence suggests that providing additional financial support to increase students’ enrollment intensity — either increasing the number of credits they take each semester or enrolling in courses during the summer — can boost credit accumulation and may help them complete degrees faster.

Issue Focus

A Look at MDRC’s Research

January, 2016
Joshua Malbin

Forty percent of all entering college students and over half of entering community college students must take at least one remedial course. Fewer than half make it through developmental education. This two-page Issue Focus provides an overview of new research evidence in four areas of developmental education reform.

Report

Final Impact Findings from the SaveUSA Evaluation

January, 2016

SaveUSA encourages low- and moderate-income people to set aside money from their tax refund for savings by awarding a 50 percent match to successful savers. After 42 months, the program had sustained its earlier effects, increasing both the percentage of individuals with nonretirement savings and the average amount of savings.

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