This paper examines the quality of evidence regarding the effectiveness of efforts to promote access to mainstream credit, banking, and financial services for low-income people and offers recommendations for strengthening the evidence base of such programs.
Many U.S. households do not have enough savings to help manage temporary losses of income or increased expenditures from unexpected events. Increased savings might particularly help low- and moderate-income families avoid resorting to high-cost (sometimes “payday”) loans or failing to meet monthly rent bills and minimum credit card payments....
A Technical Assistance Guide for Developing and Implementing Performance-Based Scholarships
Drawing on the findings and experiences of two research demonstrations that tested the effectiveness of performance-based scholarships, this guide provides helpful information for colleges and scholarship-granting organizations on this type of aid, which can reduce the financial burden on low-income students while offering incentives for good academic progress.
The Housing Choice Voucher Program is one of the federal government’s major programs for assisting very low-income families with children, elderly people, and disabled people to afford decent and safe housing in the private rental market. Housing vouchers are administered locally by public housing agencies with funding from the U.S. Department...
Early Findings from the Performance-Based Scholarship Demonstration in Arizona
College graduation rates for Latino students, especially Latino male students, are lower than the national average. This report presents findings from a study of performance-based scholarships paired with a robust set of student services designed to help low-income Latino men succeed.