To improve outcomes among high-interest borrowers, policymakers need to understand what is driving usage. This second post in MDRC’s Reflections on Methodology series discusses how a data discovery process revealed clusters of borrowers who differed greatly in the kinds of loans and lenders they used and in their loan outcomes.
Presented Before the Subcommittee on Federalism and the Census, House Committee on Government Reform
MDRC’s study of Jobs-Plus, an employment program for public housing residents, offered the first hard evidence that a work-focused intervention based in public housing can effectively boost residents’ earnings and promote their self-sufficiency. Congress may wish to consider introducing Jobs-Plus in additional housing developments across the country.