In this commentary originally published in Route Fifty, experts from MDRC’s Center for Applied Behavioral Science and BIT North America describe how government agencies can use behavioral science to adapt policies, programs, and services during the continuing pandemic crisis.
Findings from the Subprime Lending Data Exploration Project
Medical debt was a main theme emerging from a survey and interviews with individuals who use payday or subprime installment loans. Many respondents reported using such loans to pay medical bills or to cover regular expenses that may have originated from a health-related emergency.
Final Impact Findings from the Paycheck Plus Demonstration in New York City
Paycheck Plus raises the top tax credit for low-income workers without dependent children from $500 to $2,000. In a three-year test, the program increased after-credit earnings, reducing severe poverty; modestly improved employment among women and more disadvantaged men; and led to more noncustodial parents paying child support.
Final Impacts and Costs of New York City’s Young Adult Internship Program
This report presents 30-month impacts from a random assignment evaluation of a program that subsidized employers to offer temporary paid jobs to young people who were disconnected from school and work in New York City. After 30 months, program enrollees and nonenrollees fared similarly, with the former slightly more likely to report employment.
The Center for Applied Behavioral Science (CABS) combines MDRC’s decades of experience tackling social policy issues with insights from behavioral science. This graphic explains the CABS’s approach to solving problems.
Lessons from the BIAS Project
The Behavioral Interventions to Advance Self-Sufficiency (BIAS) project launched an intervention in California to engage families in a welfare-to-work program and another intervention in New York to encourage low-income single adults without dependent children to attend a meeting about an earnings supplement program intended to provide an incentive to work.