When COVID-19 upended normal operations at STRIVE, a workforce development nonprofit founded in New York, the Center for Applied Behavioral Science at MDRC documented the agency’s real-time innovations that allowed it to continue serving clients during the crisis. Greg Wise, STRIVE’s National Vice President, shared a first-hand account of the transition.
18-Month Impacts of the Grameen America Program
Grameen America is a microfinance institution that provides business loans to women in poverty in the United States. Results from a randomized controlled trial show the program increased business ownership and earnings, credit worthiness, and savings, and reduced material hardship among participants, but it did not increase overall net income.
The COVID-19 pandemic has heightened the nation’s awareness of the critical role that low-wage workers — cashiers, nursing assistants, delivery people — play in our lives. MDRC’s Cynthia Miller summarizes research about how expanding the Earned Income Tax Credit can effectively supplement their earnings and lead to other positive benefits for them and their families.
Interim Findings from the Paycheck Plus Demonstration in Atlanta
The Earned Income Tax Credit reduces poverty for many low-income families but does little for workers without dependent children. Paycheck Plus, being tested in New York City and Atlanta, offers an expanded credit to this population. This report presents its two-year impacts on employment, earnings, and income in Atlanta.
Early Impacts of the Grameen America Program
Grameen America provides loans to low-income women who are seeking to start or expand their small businesses. Early results from a random assignment evaluation show that Grameen participants are more likely to operate their own businesses and to establish credit scores and less likely to experience material hardship.
Early Findings From the Family Self-Sufficiency Program Evaluation
This first national randomized controlled trial of the Family Self-Sufficiency (FSS) program — the main federal strategy to help housing voucher recipients make progress toward economic mobility — examined program implementation, participants’ engagement, and impacts on labor force participation and benefits receipt in the first 24 months of this five-year program.
Final Impact Findings from the Paycheck Plus Demonstration in New York City
Paycheck Plus raises the top tax credit for low-income workers without dependent children from $500 to $2,000. In a three-year test, the program increased after-credit earnings, reducing severe poverty; modestly improved employment among women and more disadvantaged men; and led to more noncustodial parents paying child support.
The Experience of a New Program for Young People Involved in the Juvenile Justice System
STRIVE International engaged MDRC to help the organization improve a new program model aimed at increasing educational attainment and employment of young adults involved in the juvenile justice system. This Issue Focus describes the partnership and offers advice to organizations implementing new programs on how to build evidence of effectiveness.
A Case Study
Drawing from the Behavioral Interventions to Advance Self-Sufficiency (BIAS) project, this case study is designed as a teaching guide for students and practitioners. Using the example of an effort to increase participation in a tax-credit program, exercises help readers apply behavioral science principles to a real-life problem.
Too often, programs and policies do not consider the way people actually think and behave. Behavioral science demonstrates that even small hassles create barriers that prevent those in need of services from receiving them. This infographic provides a brief overview of how the Center for Applied Behavioral Science is improving social services by making use of behavioral insights.