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Findings from the Subprime Lending Data Exploration Project
Medical debt was a main theme emerging from a survey and interviews with individuals who use payday or subprime installment loans. Many respondents reported using such loans to pay medical bills or to cover regular expenses that may have originated from a health-related emergency.
Lessons from the BIAS Project
The Behavioral Interventions to Advance Self-Sufficiency (BIAS) project launched an intervention in California to engage families in a welfare-to-work program and another intervention in New York to encourage low-income single adults without dependent children to attend a meeting about an earnings supplement program intended to provide an incentive to work.
Evidence from the Evaluation of the PACE Center for Girls
Born out of research showing that girls and boys have different risk factors and pathways into the justice system, gender-responsive programs focus on girls’ unique needs and strengths. This brief summarizes the developing research on their effectiveness and describes how one program enacts the principles in its service delivery.
Year 1 of Paycheck Plus
The Paycheck Plus demonstration is testing the effects of a more generous Earned Income Tax Credit-like earnings supplement for low-income single adults in New York City. This brief describes the implementation of the program during the first year and supplement receipt rates during the 2015 tax season.
A New Antipoverty Strategy for Single Adults
This 12-page brief describes a pathbreaking demonstration project testing an enhanced Earned Income Tax Credit for low-income single adults without dependent children in New York City. Paycheck Plus aims to improve participants’ economic well-being while promoting employment and other positive outcomes.
Testing a New Approach to Increase Employment Advancement for Low-Skilled Adults
This policy brief discusses a new skills-building model designed to help low-income adults prepare for, enter, and succeed in quality jobs, in high-demand fields with opportunities for career growth. WorkAdvance uses strategies found in sector-based employment programs, combined with career coaching after participants are placed into jobs.
Preliminary Implementation Findings from the SaveUSA Evaluation
SaveUSA, a pilot program in New York City, Newark, San Antonio, and Tulsa, offers a matched savings account to low-income tax filers, building on the opportunity presented by tax-time refunds, especially the Earned Income Tax Credit. This 12-page brief offers early implementation findings.
While we know how to help low-income individuals prepare for and find work, too many end up in low-wage jobs and never advance up the career ladder. This policy memo describes what we’ve learned about advancement strategies — both those that show promise and those that don’t work.
Lessons from Research and Practice
This 12-page practitioner brief offers lessons for policy and practice from MDRC-conducted random assignment studies of five programs that provided earnings supplements to low-income parents to encourage employment and increase the payoff of low-wage work.
Findings from the Employment Retention and Advancement Project
This 12-page practitioner brief examines the work, education, and training patterns of single parents in the national Employment Retention and Advancement Project, which evaluated strategies to promote employment stability among low-income workers. The findings support other research in underscoring the importance of changing jobs and of access to “good” jobs as strategies to help low-wage workers advance.
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