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18-Month Impacts of the Grameen America Program
Grameen America is a microfinance institution that provides business loans to women in poverty in the United States. Results from a randomized controlled trial show the program increased business ownership and earnings, credit worthiness, and savings, and reduced material hardship among participants, but it did not increase overall net income.
Semistructured interviews involve an interviewer asking some prespecified, open-ended questions, with follow-up questions based on what the interviewee has to say. This Reflections on Methodology post describes a semistructured interview protocol recently used to explore how children who experience poverty perceive their situations, their economic status, and public benefit programs.
Next Steps for Research
The paper summarizes past and ongoing research, identifies gaps in knowledge, and presents four categories of potential questions to help define future research in employment and training programs serving low-income people.
Evaluating the Effects of Santa Clara County Housing Authority’s Rent Reform
Amid a budget crunch, the Santa Clara Housing Authority reduced its subsidies to low-income renters in 2013. This retrospective study shows that the decrease did not affect average employment and earnings over the next four years, as some economic theories might have predicted.
Costs, Benefits, and Impacts from the WorkAdvance Demonstration
WorkAdvance goes beyond the previous generation of employment programs, concentrating on demand-driven skills training and identifiable career pathways. Findings show the approach increased earnings and led to advancement gains over time at the most successful study sites. One program, Per Scholas, boosted earnings by 20 percent in the last year of follow-up.
Interim Findings from the Paycheck Plus Demonstration in Atlanta
The Earned Income Tax Credit reduces poverty for many low-income families but does little for workers without dependent children. Paycheck Plus, being tested in New York City and Atlanta, offers an expanded credit to this population. This report presents its two-year impacts on employment, earnings, and income in Atlanta.
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