To improve outcomes among high-interest borrowers, policymakers need to understand what is driving usage. This second post in MDRC’s Reflections on Methodology series discusses how a data discovery process revealed clusters of borrowers who differed greatly in the kinds of loans and lenders they used and in their loan outcomes.
A Scan of the Literature and Current Approaches
Low-income and minority children suffer disproportionately from asthma. This review examines efforts to improve education and self-management, remediate asthma “triggers” at home, and improve health care provider practice. It concludes that asthma management education; proper, sustained medication regimes; cost-effective, replicable programs; and steady funding are all critical for addressing health disparities.
Using an alternative to classical statistics, this paper reanalyzes results from three published studies of interventions to increase employment and reduce welfare dependency. The analysis formally incorporates prior beliefs about the interventions, characterizing the results in terms of the distribution of possible effects, and generally confirms the earlier published findings.
After one year, CEO’s transitional jobs program generated a large but short-lived increase in employment for ex-prisoners. A subgroup of recently released prisoners showed positive effects on recidivism: They were less likely to have their parole revoked, to be convicted of a felony, and to be reincarcerated than the control group.